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June 22, 2022
Uncategorized,
Lopez Garcia, Maestas & Mullen examine changing job demands, the economy’s distribution of jobs, and indivdiuals’ job abilities using a novel @RAND_ALP survey. Paper here: https://bit.ly/MRDRCwp415March 7, 2021
Uncategorized,
Journal publications JAMA Internal Medicine published Lauren Nicholas, Ken Langa, Julie Bynum, and Joanne Hsu’s article, “Financial Presentation of Alzheimer Disease and Related Dementias,” online in November. The work is based on Nicholas and Hsu’s 2018 MRRC project,...June 18, 2019
Uncategorized,
Many proposed reforms might have varying affects on retirees. In the 1940s, if a man lived to age 65, the full retirement age (FRA), he would, on average, live another 12.7 years in retirement, while a woman would live another 14.7 years.[1] A man reaching today’s...May 21, 2019
Uncategorized,
Sometimes researchers create structural economic models to help understand the Old Age and Survivors Insurance (OASI) and Disability Insurance (DI) trust funds’ solvency issues and to test possible solutions. Taking information (data) from real life, they build a...April 9, 2019
Uncategorized,
How to fix the solvency issues of the Old Age and Survivors Insurance (OASI) and Disability Insurance (DI) trust funds, often referred to as the Social Security trust funds (OASDI), continues to concern policymakers and voters alike. As a pay-as-you-go system, payroll...March 14, 2019
Uncategorized,
While research often focuses on the retirement bound individual or couple, few people live their lives with no outside influences. A parent’s desire to lighten a child’s burden could have a negative impact on the parent’s retirement security, and such altruism from...October 22, 2018
Uncategorized,
In September, Michigan Retirement Research Center (MRRC) was awarded its fifth five-year cooperative agreement renewal from the Social Security Administration. MRRC Director and Principle Investigator John Laitner explained that as part of the grant proposal, MRRC...July 11, 2017
Uncategorized,
The forum, “Serving Individuals with Disabilities: Best Practices and the Modern Day Workforce,” will be held on Tuesday, August 1, 2017, 1-3 p.m. EDT. There will be two panels: “Best Practices from Other Disability Programs,” focusing on understanding best practices...June 19, 2017
International, News, Uncategorized,
Designing effective policy to influence household retirement-saving behavior requires a deeper understanding of household motivations for saving and retention of wealth, particularly at older ages. In their 2015 working paper, “Comparing Retirement Wealth Trajectories...May 17, 2017
News, Uncategorized,
Common sense says that losing a job would have major effects on household budgets. Economic theory says that if a household is adequately insured, through unemployment benefits, savings, home equity, etc., it will be better able to adjust consumption and weather an...May 11, 2017
Health, Long-term care, News, Uncategorized,
Our spring newsletter is now online with coverage of the annual MRRC Workshop. bit.ly/2pCciAdApril 21, 2017
Health, Health reform, News, Program interaction, Uncategorized,
By age 64, more than half of all workers are retired despite the fact that Medicare doesn’t kick in for most of them until age 65. The decline of employer-sponsored health insurance for retirees means that many people who make such a decision risk being uninsured....March 24, 2017
Health, News, retirement savings, Uncategorized,
MRRC researchers John Karl Scholz and Ananth Seshadri recently built a model to look into how health and consumption intertwine, using an Euler equation to examine consumption in relation to utility. In this instance, consumption represents spending and health...November 18, 2016
News, Uncategorized,
Here’s the second part of our discussion with MRRC researcher Olivia S. Mitchell on her 2015 project with Daniel Gottlieb, “Narrow Framing and Long-Term Care Insurance.” This has been edited for length and clarity. I think a lot of our readers are not familiar with...November 18, 2016
News, Uncategorized,
We talked to MRRC researcher Olivia S. Mitchell about her 2015 project with Daniel Gottlieb, “Narrow Framing and Long-Term Care Insurance.” This two-part interview has been edited for length and clarity. What led you to look at whether people buy long-term care...November 18, 2016
News, Uncategorized,
In order to study the hypothetical effects of expanding Medicaid, Mariacristina De Nardi, Eric French, and John Bailey Jones (DFJ) have written a fairly detailed model to study household saving and dissaving (see previous post). To make that possible, they constructed...November 18, 2016
News, Uncategorized,
There’s some debate in the United States about extending Medicaid to more people. Loosening criteria for means-tested public health care insurance such as Medicaid would allow more people to benefit from health care they may otherwise be unable to afford, but may also...